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Writer's pictureTony Ruperto

What Home Can You Buy For $500,000 in the Lower Hudson Valley?



Do you have 500K burning a hole in your pocket and you're considering a few different counties in the Hudson Valley to purchase in? Well, let's check out 3 counties today and see what you can buy in Westchester County, Putnam County and Dutchess County for the same price. I will be searching for any homes that have sold within the last 60 days between $495,000 and $505,000, finding the average of those results and choosing one house that best represents them.


Westchester County


Right off the bat, most of the homes in the 500K range are in northern Westchester, where prices are (typically) a bit more affordable. I've found this home in Cortlandt Manor which sold for $500,000 and has 4 bedrooms, 2 bathrooms, 1,600 square feet and .23 acres. This house is well updated and definitely move in ready, however it is in one of the northern-most areas of Westchester County. So if you want to be a bit closer to the city, 500K isn't going to get you the same thing in say, White Plains, Mamaroneck, or Yonkers for example.


Putnam County


For Putnam, I had to expand the search criteria slightly, because it's such a small county there just isn't a ton of inventory. So, I found this home in Mahopac that sold for $515,000 recently. It has 4 bedrooms, 2 bathrooms, 1,960 square feet and .48 acres. The house is well updated and has an extra accessory apartment in the basement in addition to some recent updates to the mechanicals of the house as well. Still very comparable to Westchester County. Some people think that Putnam County is an affordable alternative to Westchester, and while the median price is lower, it's not by much.


Dutchess County


Ok, let's see what Dutchess County has to offer if you're buying or selling your home. Dutchess can very pretty widely, similar to Westchester in terms of how far your dollar will go. But as an average, I've selected this home in Fishkill that sold for $510,000. It has 4 bedrooms, 3 bathrooms, 3,036 square feet and .69 acres. While every single room isn't completely renovated, it's quite a large house and still 100% move in ready. As we can see, once you hit Dutchess County, you start to see a lot more bang for your buck.


Now, this isn't an exact science. Every county has its towns that are priced higher or lower than the average, but my goal was to give you a general idea of what you could expect to get if you're planning on buying a home in the Hudson Valley for $500,000. If you are planning on buying/selling anytime in the future, The Ally Team at J Philip Real Estate is here to help you out!


Thanks for listening,


Anthony Ruperto

Team Lead | The Ally Team at J Philip Real Estate

Licensed RE Salesperson

291 Main Street,

Beacon, NY 12508


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